HealthCare Resources Blog


General HealthCare Information: Insurance Coverage — Inpatient Services

(General HealthCare Information, part 3)

Having insurance for “major medical”, for inpatient services is the one that people especially need to consider and have. True, services here are much less expensive than in the US BUT there is no such thing as free medical care here !

Insurance as a form of payment for inpatient services will only be consider with a MINIMUM of a 24 hour admission.

Upon admission to any private hospital in the area, the patient will be required to put down a deposit. This is like opening a tab at a bar. It doesn’t matter if they have insurance or not. Minimal deposit is 10,000 pesos. If it is an admission to the Intensive Care Unit, a surgery, anything major, then a larger amount will be required. This can be done with a credit card. At (more…)

Advertisements

General HealthCare Information: Insurance Coverage — Outpatient Services

(General HealthCare Information, part 2)

The bottom line is this: Any and all outpatient services in the Banderas Bay area must be paid out of pocket and turned in for reimbursement. This includes lab work, X-rays, MRI’s, CAT scans, medications, physician consults, physical therapy treatments, ambulance services, mental health consults and anything else that is done on an outpatient basis. As well, this includes Emergency Room visits (with no admission).  It does not matter what kind of insurance that you have, even if it is a five star, top of the line, full coverage insurance.

In order to submit these claims to your insurance company for reimbursement you must have the following information-documents: (more…)